美国论文代写克拉克森大学:养老金制度
日期: 2018年08月22日
美国论文代写克拉克森大学:养老金制度
在65岁时,日本的预期寿命最长,但日本的努力是扩大落后的养老金年龄。对于日本的男性来说,55-64岁年龄组的人口和就业率特别高,这是日本政策制定者的必要假设,因为他们使养老金制度在人口老龄化方面可持续。由于缴费水平较低,日本平均养老金的替代率不高。这并不意味着日本的系统是可持续或一致的。根据厚生劳动省户口调查,2007年老年人家庭全部工资中的公共养老金福利公共养老金比例为68%,约60%的老年人家庭完全依靠公共养老金。公共养老金和收入福利是日本老年人的2个管理收入来源,资产的公司收入或养老金份额相对较低。2000年实施了新的制度,将缴费率定为收入的17.21%,并具有以下特点:a)现收现付款的精算优势准则,允许灵活退休年龄; b)资助制度受益人使用名义退货率。
美国论文代写克拉克森大学:养老金制度
At age 65 Japan has the biggest life expectancy, but the efforts of Japan is to expand the pensionable age that has lagged behind. The population and employment ratio for the age group of 55-64 is specifically high for the males in Japan which is a necessary assumption for policymakers of Japan as they make the pension system sustainable in the aging population face. Due to less contribution levels, the average pension replacement rate of the average pension is not high in Japan. This does not essentially mean that the systems in Japan are sustainable or consistent. According to the Survey of Household of the Ministry of Health, Labour and Welfare, the public pension share of public pension benefits in the whole wages of elderly households was 68% in 2007, and about 60% of elderly households relied wholly on public pensions. The public pension and earnings benefits are 2 governing income sources for the elderly in Japan, and the corporate income or pensions share from assets has been lower relatively to date. In 2000 the new system was implemented which fixed the rate of contribution at 17.21% of earnings and has the following characteristics such as: a) actuarial advantage norms for the PAYG section which permits for a flexible age for retirement and b) a funded system for beneficiaries by using notional return rate.